COVER Magazine

Insights into the Future: A Comprehensive Interview with Thomas Kieck of Tial Technologies

In this episode, Tony from Cover engages in a detailed discussion with Thomas Kieck, Business Development Director at Tial Technologies. They explore the rapidly evolving landscape of short-term insurance administration, focusing on the integration of AI, machine learning, and omni-channel sales platforms to add value for brokers and end customers alike. Thomas reflects on the industry's changes over the past 25 years, discusses the challenges and opportunities of operating in different markets like South Africa and Mauritius, and emphasizes the importance of data integrity, client training, and hyper-personalization. He also shares insights on the future potential of AI and technology in transforming the insurance sector.

Career Pathways, Cultural Insights, and Leadership in Insurance: Dan Moeti's Journey with Hollard Group Risk

Tony at Cover speaks with Daniel Moeti, the Executive Head of Business Development at Hollard Group Risk. Dan shares his extensive career journey from a small town in the Free State, through various educational achievements, to becoming a prominent figure in the insurance industry. He provides insights into his leadership style, the importance of group risk insurance, and advice for young professionals. Dan emphasizes the value of continuous learning, understanding the market, and the collaborative nature of effective leadership.

Innovating Insurance: Danny Collins Discusses X'S Sures Beginnings, Offerings, and Future

Join Tony from Cover as he sits down with Danny Collins, the founder and CEO of X'S Sure. Danny shares the origin story of X'S Sure, from its inception in 2004 to its growth over the past two decades. They discuss the innovative solutions X'S Sure offers to cover gaps in traditional policies, such as excess cover, tire insurance, and more. Danny also touches on the challenges of maintaining relevance in a competitive market, the importance of strong broker relationships, and hints at exciting future developments for the company. Don't miss this insightful conversation packed with valuable industry insights and entrepreneurial wisdom.
 

Leadership and Growth: Insights from Yvonne Perumal, Head of Legal at IAM, a division of Standard Bank Group.

Join Tony from Cover as he interviews Yvonne Perumal, Head of Legal at IAM, a division of Standard Bank Group. In this engaging discussion, Yvonne shares her career journey, emphasizing the importance of curiosity, confidence, and mentorship. She talks about transitioning from legal roles to business development in Africa, the value of strategic networks, and balancing high-profile work with personal well-being. Yvonne also offers insightful advice for women in the early stages of their careers and highlights her commitment to mentor future legal talents. Don't miss her tips on leadership, growth, and making an impact in the financial and legal sectors.

Understanding Credit Guarantee Insurance in South Africa: An Interview with Kgolagano Zaza Leola

Join Tony from Cover as he speaks with Kgolagano Zaza Leola, the Head of Collections at Credit Guarantee Insurance Corporation. In this insightful conversation, Kgolagano shares her experiences and expertise, discussing the economy's current pulse, the challenges SMEs face, and the essential skills needed in the credit insurance industry. Kgolagano also provides a personal glimpse into her career journey, her passion for helping businesses navigate difficult times, and future aspirations for both her and the company. Learn about the misconceptions around credit guarantee insurance and the impactful role this corporation plays in supporting businesses across South Africa.

The Competitive Edge in Financial Planning: Insights from Nicola Langridge

Join Tony from Cover as he interviews Nicola, a 2025 Certified FPI Financial Planner of the Year & Wealth Manager at Private Client Holdings. Nicola shares her excitement about the recognition, her motivation for entering the contest, the rigorous process involved, and her journey in financial planning. They discuss the importance of continuous learning, holistic financial planning, and the profession’s evolving nature. Nicola also reveals her passion for education and how her diverse background has enriched her career. Tune in for valuable insights into the standards and challenges faced by today's top financial planners.

Understanding the Impact of Sanctions on Global Business: Insights from LexisNexis Risk Solutions

 
Tony from Cover Magazine interviews Vincent Gaudel from LexisNexis Risk Solutions about the rising importance of sanctions lists on businesses. The discussion covers key findings from a recent report on major sanctions lists, especially in light of the war in Ukraine, trends in sanctions actions, and the implications for financial services. Vincent shares insights on the complexity of compliance, the significance of US secondary sanctions, and the state of financial services in South Africa in relation to the gray list. This conversation sheds light on the critical need for effective compliance processes to maintain financial integrity globally.

Understanding Health Trends and Claims Statistics with Dr. Marion Morkel | Cover Magazine

 
In this insightful episode, Tony from Cover Magazine sits down with Dr. Marion Morkel, Chief Medical Officer at Sanlam, to discuss the latest trends in health and insurance claims statistics. They delve into key observations such as the rise in cardiovascular and cancer claims, the impact of diseases of lifestyle, and the concerning increase in younger people making claims. Dr. Morkel also highlights the important role of early diagnosis and lifestyle management, especially in the context of a growing awareness among the younger population. This conversation sheds light on how these trends affect the insurance industry and offers valuable lessons for both health professionals and the general public.

Supercar Spectacle: The Thrill of Hole-in-One Prizes

Inside the Excitement of IUM Golf Day: Planning, Prizes, and Partnerships
In this episode, we delve into the intricacies behind IUM Golf Day, an event meticulously planned and executed by an in-house marketing team. Learn about the unique allure of multiple chances to win luxury cars, the extensive planning involved, and how the event fosters industry relationships. Discover insights on insurance practices and the integration of advanced technology to support brokers and clients alike. Join us as we explore how face-to-face interactions and strong partnerships set this company apart in the competitive landscape.

Exploring Global Insurance Trends with Omar Gemei - Marsh

In this episode of the Cover Mindshift Series, Tony interviews Omar Gemei, the head of Global Placement and Bowing at Marsh for India, Middle East, and Africa. Omar discusses the recent 4% decline in commercial insurance market rates as reported in the Q2 Marsh Global Insurance Index, attributing the decline to increased competition and higher market capacity. He highlights the specific trends in the South African market, noting even greater rate reductions for large, risk-managed clients due to competition between local and London wholesale markets. Additionally, Omar touches on the resilience of the EA region's casualty market compared to the US. He also explains the growing role of alternative risk financing through self-insurance and captive insurance, particularly among sophisticated, multinational companies. The discussion extends to the dynamic cyber insurance market, where increased competition and better understanding of risks have led to declining rates in South Africa. Omar addresses concerns about the industry's capacity to underwrite cyber risks, emphasizing the significant learning and experience gained over recent years.